Conventional Home Loans

Whether you are purchasing or refinancing your existing mortgage, our conventional mortgage product may benefit you.

• Competitive interest rates which can lower your monthly housing expense compared to other programs.
• No monthly or upfront mortgage insurance costs are required as long as a sufficient down payment is made. Talk with your mortgage advisor for more details about available down payment options and how they impact mortgage insurance requirements.
• A variety of repayment periods from 10 to 30 years are allowed with conventional loans. This gives you more flexibility in arranging the terms of your mortgage relative to your budget, and shorter terms can lead to lower interest costs over the life of the loan.